#debtfree

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Normally, a 3-paycheck month feels like a bonus. This time, it feels like a blessing.
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I get paid every two weeks, which means that two months out of the year have an extra paycheck. I know it’s not “free” or “extra” money. You don’t need to point that out. But since we budget on a monthly basis, this means we have more income in this budget period.
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But since we have lost most of my fiancé’s income due to COVID-19, this extra paycheck means we might not have to dip into savings yet. I’m not counting on a stimulus check until it’s in my bank account, so this paycheck really does make a difference.
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Despite our loss of income, I’m grateful for what we have right now.
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#savingandthecity#budget#budgeting#lifeonabudget#frugal#frugalliving#threepaycheckmonth#daveramsey#daveramseybabysteps#babystep3b#savingforahouse#mortgagefreecommunity#llnoe#livelikenooneelse#debtisdumb#covid#shelterinplace#debtfreecommunity#debtfreejourney#debtfree#dfc#financialpeace#financialfreedom#financialindependence#financialindependenceretireearly#firecommunity#wealth#wealthbuilding

Normally, a 3-paycheck month feels like a bonus. This time, it feels like a blessing. . I get paid every two weeks, which means that two months out of the year have an extra paycheck. I know it’s not “free” or “extra” money. You don’t need to point that out. But since we budget on a monthly basis, this means we have more income in this budget period. . But since we have lost most of my fiancé’s income due to COVID-19, this extra paycheck means we might not have to dip into savings yet. I’m not counting on a stimulus check until it’s in my bank account, so this paycheck really does make a difference. . Despite our loss of income, I’m grateful for what we have right now. . . . #savingandthecity #budget #budgeting #lifeonabudget #frugal #frugalliving #threepaycheckmonth #daveramsey #daveramseybabysteps #babystep3b #savingforahouse #mortgagefreecommunity #llnoe #livelikenooneelse #debtisdumb #covid #shelterinplace #debtfreecommunity #debtfreejourney #debtfree #dfc #financialpeace #financialfreedom #financialindependence #financialindependenceretireearly #firecommunity #wealth #wealthbuilding - 20 seconds ago

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All I can say is you don’t want to miss this if you have any questions or concerns about your money during this time. -
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Today 4/3/2020 @ 5:30pm EST. -
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Click link in bio to register. -
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DM me after you register for Zoom Webinar Link. -
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#letstalkwealthnow #entreprenuer #momprenuer #veteranprenuer #veteranlife #veteranowned #veteranbusiness #veteransupport #militaryfamilies #debtfree #debtsolutions #phpagency #valuetainment #successmindset #successtips #successdriven #livingbenefits #financialliteracy #patrickbetdavid #wealth #residualincome #noexcuses #bosslady #explorepage #sheensapaula #moneysmartmovement #howmoneyworks

All I can say is you don’t want to miss this if you have any questions or concerns about your money during this time. - - Today 4/3/2020 @ 5:30pm EST. - - Click link in bio to register. - - DM me after you register for Zoom Webinar Link. - - #letstalkwealthnow #entreprenuer #momprenuer #veteranprenuer #veteranlife #veteranowned #veteranbusiness #veteransupport #militaryfamilies #debtfree #debtsolutions #phpagency #valuetainment #successmindset #successtips #successdriven #livingbenefits #financialliteracy #patrickbetdavid #wealth #residualincome #noexcuses #bosslady #explorepage #sheensapaula #moneysmartmovement #howmoneyworks - 25 seconds ago

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✨ march net worth
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👩🏻‍🔬 it’s nice to see mine go up consistently even with the market going down. it’s predominantly because i’ve had the privilege of paying off my car and student loan while saving money.
👨🏻‍💻 on the other hand, is losing money because of the market. but no worries, we’re long and long term investors.
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💌 thanks for listening. happy friday, hopefully everyone is safe and healthy!
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#debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #financialfreedom #financialindependence #financialindependenceretireearly #retireearly #networth #daveramseybabysteps #retirementplanning

✨ march net worth - 👩🏻‍🔬 it’s nice to see mine go up consistently even with the market going down. it’s predominantly because i’ve had the privilege of paying off my car and student loan while saving money. 👨🏻‍💻 on the other hand, is losing money because of the market. but no worries, we’re long and long term investors. - 💌 thanks for listening. happy friday, hopefully everyone is safe and healthy! . . . #debtfreecommunity #debtfreejourney #debtfree #debtfreegoals #financialfreedom #financialindependence #financialindependenceretireearly #retireearly #networth #daveramseybabysteps #retirementplanning - 3 minutes ago

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My step 1 emergency fund is full!✔️
Now to see if it can last through these uncertain times..
I'm on full pay and Ryan is on 80% so we are very lucky right now, but we don't know what is around the corner so we have taken a mortgage holiday just to give us a cushion to fall on.
My next goal is 3 months worth of expenses/3 months worth of income.... £4,500 😧 that seems impossible...
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#frugalliving #debtfreecommunity #savingmoney #debtfreejourney #debtfree #budget #couponcommunity #couponing #budgeting #freebie  #sale #financialfreedom #personalfinance  #greatdeals #savemoney #money #thrifty #savvysavings #sidehustle

My step 1 emergency fund is full!✔️ Now to see if it can last through these uncertain times.. I'm on full pay and Ryan is on 80% so we are very lucky right now, but we don't know what is around the corner so we have taken a mortgage holiday just to give us a cushion to fall on. My next goal is 3 months worth of expenses/3 months worth of income.... £4,500 😧 that seems impossible... × × × × × × #frugalliving #debtfreecommunity #savingmoney #debtfreejourney #debtfree #budget #couponcommunity #couponing #budgeting #freebie   #sale #financialfreedom #personalfinance   #greatdeals #savemoney #money #thrifty #savvysavings #sidehustle - 3 minutes ago

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Budget update! Not going to lie, March was a mess. I stopped tracking my expenses. There was a lot of change going on in my life and I fell off. Honestly, quarantine life is making me want to buy things even more. Our grocery expenses have been out of this world. I've been cooking up a storm. It eases my anxiety. I'm still adapting to my new "normal". The first couple of days of April have been rocky but I'm back on my @thebudgetmom expense tracker. It's a new month and I've got new goals!

Goals
1. Contribute 2K towards debt
2. List 5 new items a week for sale
3. Finish 2 books this month

How are you guys holding up in the madness?

Budget update! Not going to lie, March was a mess. I stopped tracking my expenses. There was a lot of change going on in my life and I fell off. Honestly, quarantine life is making me want to buy things even more. Our grocery expenses have been out of this world. I've been cooking up a storm. It eases my anxiety. I'm still adapting to my new "normal". The first couple of days of April have been rocky but I'm back on my @thebudgetmom expense tracker. It's a new month and I've got new goals! Goals 1. Contribute 2K towards debt 2. List 5 new items a week for sale 3. Finish 2 books this month How are you guys holding up in the madness? - 5 minutes ago

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Become Successful in Forex/binary option trading. Give yourself the tools to succeed! Learn my set ups. Trade my system. Make money. for info quickly in binary options trading with a good account manager and investing in a good broker or you can decide to lose money fast when your account is managed wrongly and investing in a bad broker. account manager ever but my track record of over $8million profit made in the past 6 years speaks for itself and testimonies of people who had their trading handled by me says it all. Start up with a minimum of $500 and get bonus for newbies only. Interested person should contact me now for info.

#networkmarketer#laptoplifestyle#marketing#internetmarketing#businessowner#residualincome#businessopportunity#ownboss#extraincome#makemoney#onlinemarketing#income#debtfree#getpaid#homebasedbusiness #affiliatemarketing#luxurylifestyle #luxury#money#grind#mlm#networking#networkmarketingpro#financialfreedom#entrepreneur#networkmarketing#entrepreneurlifestyle#entrepreneurship

Become Successful in Forex/binary option trading. Give yourself the tools to succeed! Learn my set ups. Trade my system. Make money. for info quickly in binary options trading with a good account manager and investing in a good broker or you can decide to lose money fast when your account is managed wrongly and investing in a bad broker. account manager ever but my track record of over $8million profit made in the past 6 years speaks for itself and testimonies of people who had their trading handled by me says it all. Start up with a minimum of $500 and get bonus for newbies only. Interested person should contact me now for info. #networkmarketer #laptoplifestyle #marketing #internetmarketing #businessowner #residualincome #businessopportunity #ownboss #extraincome #makemoney #onlinemarketing #income #debtfree #getpaid #homebasedbusiness #affiliatemarketing #luxurylifestyle #luxury #money #grind #mlm #networking #networkmarketingpro #financialfreedom #entrepreneur #networkmarketing #entrepreneurlifestyle #entrepreneurship - 5 minutes ago

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✈️ Not a lot of travel happening right now, but you can still earn points and miles! Head over to my Instagram story and let’s do some Friday Q&A today! 🤗
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#travelhacks #debtfreecommunity #frugaltravel #savemoney #travelgram #discounttravel #travelhacktuesday #vacation #debtfree #frugal #debtfree #travelhack #personalfinance #debtfreecommunity #personalfinance #money #budget #debt #creditcards #travel #traveltips #financialfreedom #financialindependence #debtfreejourney #flyfree #auntkaratravelhacks

✈️ Not a lot of travel happening right now, but you can still earn points and miles! Head over to my Instagram story and let’s do some Friday Q&A today! 🤗 . . . #travelhacks #debtfreecommunity #frugaltravel #savemoney #travelgram #discounttravel #travelhacktuesday #vacation #debtfree #frugal #debtfree #travelhack #personalfinance #debtfreecommunity #personalfinance #money #budget #debt #creditcards #travel #traveltips #financialfreedom #financialindependence #debtfreejourney #flyfree #auntkaratravelhacks - 5 minutes ago

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Hi guys , I hope everyone is okay and is staying safe with recent events going on . I just want to show you into how I keep on top of my bills. I have created my own spreadsheet I use each month to write down how much I get paid ( always varies) , fixed expenses that I know always come out each month. I also include any debt that I may have due to using buy now pay later and my side hustle money that I have made through surveys or selling on ebay. Just writing down the money that I know will come out of my bank helps me make a budget of what I have left to spend.  I normally put 60% away into savings at the moment due to wanting to get a house deposit. Any one can put there mind to having goals and becoming debt free no matter what your income is. Feel free to ask me for a copy of the spreadsheet I use  or any queries you have on my sidehustles you can see I use #sidehustle #planningmymoney #aiminghigh #debtfree #moneybudget #moneysavingtips10 #anyonecandoit #surveysfromhome #sidehustleuk #newtoinstagram

Hi guys , I hope everyone is okay and is staying safe with recent events going on . I just want to show you into how I keep on top of my bills. I have created my own spreadsheet I use each month to write down how much I get paid ( always varies) , fixed expenses that I know always come out each month. I also include any debt that I may have due to using buy now pay later and my side hustle money that I have made through surveys or selling on ebay. Just writing down the money that I know will come out of my bank helps me make a budget of what I have left to spend. I normally put 60% away into savings at the moment due to wanting to get a house deposit. Any one can put there mind to having goals and becoming debt free no matter what your income is. Feel free to ask me for a copy of the spreadsheet I use or any queries you have on my sidehustles you can see I use #sidehustle #planningmymoney #aiminghigh #debtfree #moneybudget #moneysavingtips10 #anyonecandoit #surveysfromhome #sidehustleuk #newtoinstagram - 5 minutes ago

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Just saying ❤️ #moneysaving #debtfree #debtfreeuk #debtfreecommunity #debtfreecommunity #ukdebtfreecommunity #budgetmum #budgetmom #motivationalquotes #inspirationalquotes #nospend #budgetplanner #budgeting #budgettips #mentalhealthawareness #nospendyear #nobuyyear #stayathome #lockdown

Just saying ❤️ #moneysaving #debtfree #debtfreeuk #debtfreecommunity #debtfreecommunity #ukdebtfreecommunity #budgetmum #budgetmom #motivationalquotes #inspirationalquotes #nospend #budgetplanner #budgeting #budgettips #mentalhealthawareness #nospendyear #nobuyyear #stayathome #lockdown - 6 minutes ago

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💫 Protect Your Energy💫⁣
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✨Now more than ever, it’s important to protect your energy. Do what you have to do to maintain your energy and peace at this time! ✨⁣
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✨I’m personally limiting watching the news for this very reason? What have you done during this time to maintain your energy and peace? Let me know below⬇️⁣
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➡️Follow @THEBUDGETMODEMOM for financial empowerment/motivation, budgeting and saving tips 🤗, Turn on Notifications 🔔

💫 Protect Your Energy💫⁣ ⁣ ✨Now more than ever, it’s important to protect your energy. Do what you have to do to maintain your energy and peace at this time! ✨⁣ ⁣ ✨I’m personally limiting watching the news for this very reason? What have you done during this time to maintain your energy and peace? Let me know below⬇️⁣ ⁣ ➡️Follow @THEBUDGETMODEMOM for financial empowerment/motivation, budgeting and saving tips 🤗, Turn on Notifications 🔔 - 6 minutes ago

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Hilarious quarantine song by the Sandman. #debtfreecommunity #motivation #twittermemes #personalfinance #financialpeace #debtfreetravel #comedy #DaveRamsey #BabySteps #debtfree #memes #financialindependence #networth #debtfreememes #moneymemes #debtfreeliving #moneymeme #wisdom #frugal #creditscore #BabyStep2 #carpayment #studentloans #debt #twittermeme #funny #debtsnowball #debtfreedom #debtfreejourney #losangeles

Hilarious quarantine song by the Sandman. #debtfreecommunity #motivation #twittermemes #personalfinance #financialpeace #debtfreetravel #comedy #DaveRamsey #BabySteps #debtfree #memes #financialindependence #networth #debtfreememes #moneymemes #debtfreeliving #moneymeme #wisdom #frugal #creditscore #BabyStep2 #carpayment #studentloans #debt #twittermeme #funny #debtsnowball #debtfreedom #debtfreejourney #losangeles - 7 minutes ago

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If anyone is looking to repair their credit or want any advice on how to get started in real estate hit up my sister @ashpbash she offers credit repair services, tips, and advice on how to get started in real estate. She got my credit up by 200 points. 
#creditrepair #creditrestoration #finanicalliteracy #financialwealth #success #debtfree #creditscoreincrease #HU #blackwealth #realestate #homebuyers #rehabs #wealthymindset #gains #creditspecialist #goodcreditlooksbetter #2020goals

If anyone is looking to repair their credit or want any advice on how to get started in real estate hit up my sister @ashpbash she offers credit repair services, tips, and advice on how to get started in real estate. She got my credit up by 200 points. #creditrepair #creditrestoration #finanicalliteracy #financialwealth #success #debtfree #creditscoreincrease #HU #blackwealth #realestate #homebuyers #rehabs #wealthymindset #gains #creditspecialist #goodcreditlooksbetter #2020goals - 7 minutes ago

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𝗜 𝗰𝗮𝗻 𝘀𝗵𝗼𝘄 𝘆𝗼𝘂 𝗵𝗼𝘄 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗳𝗿𝗼𝗺 𝗵𝗼𝗺𝗲. 𝗔𝘀𝗸 𝗺𝗲 𝗵𝗼𝘄! 
Most of the people you follow on social media are generating income online. Why aren’t you ?  #bankruptcy #creditrepair #credit #studentloans #creditrestoration #badcredit #realestate #debtfree #creditscore #collections #taxliens #newhome #newyorkcity #debt #foreclosure #medicalbills #chargeoffs #california #creditrepairservices #financialfreedom #judgements #money #liens #business #atlanta #single #mothers  #workfromhome #business

𝗜 𝗰𝗮𝗻 𝘀𝗵𝗼𝘄 𝘆𝗼𝘂 𝗵𝗼𝘄 𝘁𝗼 𝘀𝘁𝗮𝗿𝘁 𝗮 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗳𝗿𝗼𝗺 𝗵𝗼𝗺𝗲. 𝗔𝘀𝗸 𝗺𝗲 𝗵𝗼𝘄! Most of the people you follow on social media are generating income online. Why aren’t you ? #bankruptcy #creditrepair #credit #studentloans #creditrestoration #badcredit #realestate #debtfree #creditscore #collections #taxliens #newhome #newyorkcity #debt #foreclosure #medicalbills #chargeoffs #california #creditrepairservices #financialfreedom #judgements #money #liens #business #atlanta #single #mothers #workfromhome #business - 7 minutes ago

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To all my followers... Thank you all for the support, I may do not know you and you may dont know me, but i do really appreciate all the support... stay home and safe and keep on investing... on day we will hit out goals 🌹

To all my followers... Thank you all for the support, I may do not know you and you may dont know me, but i do really appreciate all the support... stay home and safe and keep on investing... on day we will hit out goals 🌹 - 8 minutes ago

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What’s your why? Why do you want to get out of debt? What would it mean to be the one in charge of your finances versus your money controlling you?

For us, it’s to have more freedom. More freedom to choose where our money goes and what we do with it. Student loans hold us back... like we are doing our best to tread water, but keeps us from where we want to wind up. We’ve done the minimum-payment thing and seen where that HASN’T gotten us. Now it’s time to get our freedom back.

Where would you be without debt?

What’s your why? Why do you want to get out of debt? What would it mean to be the one in charge of your finances versus your money controlling you? For us, it’s to have more freedom. More freedom to choose where our money goes and what we do with it. Student loans hold us back... like we are doing our best to tread water, but keeps us from where we want to wind up. We’ve done the minimum-payment thing and seen where that HASN’T gotten us. Now it’s time to get our freedom back. Where would you be without debt? - 10 minutes ago

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Real talk.😬⁣
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It makes sense that we'd want to buy stuff we don't need right now. We're stressed, we're bored, and we're looking for a dopamine rush to squash the panic we feel about the general shit show around us. (It's the same reason I've been pigging out on junk for weeks.🙋🏼‍♀️)⁣⁣⁣
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Now, I'm all for shopping online if it means buying something you actually need, and/or supporting a local business.⁣⁣⁣
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But beware of spending money you can't afford on shit you'd be totally fine without. That's all I'm sayin'.😉⁣⁣⁣
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👉Have you had the urge to isola-shop?⁣⁣⁣
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[Image description: an upcycled framed chalkboard sits on a wooden background (AKA Sara's dining table😅), surrounded by coins. It says "It's not a good deal if you don't need it."]⁣⁣⁣
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Real talk.😬⁣ ⁣ It makes sense that we'd want to buy stuff we don't need right now. We're stressed, we're bored, and we're looking for a dopamine rush to squash the panic we feel about the general shit show around us. (It's the same reason I've been pigging out on junk for weeks.🙋🏼‍♀️)⁣⁣⁣ ⁣⁣⁣ Now, I'm all for shopping online if it means buying something you actually need, and/or supporting a local business.⁣⁣⁣ ⁣⁣⁣ But beware of spending money you can't afford on shit you'd be totally fine without. That's all I'm sayin'.😉⁣⁣⁣ ⁣ 👉Have you had the urge to isola-shop?⁣⁣⁣ ⁣ ⁣ ⁣ [Image description: an upcycled framed chalkboard sits on a wooden background (AKA Sara's dining table😅), surrounded by coins. It says "It's not a good deal if you don't need it."]⁣⁣⁣ ⁣⁣⁣ ⁣⁣⁣ - 11 minutes ago

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My chocolate bars from @seedandbeanchocolates have arrived 😋
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#free #freebie #freebieFriday #frugalliving #debtfreecommunity #savingmoney #debtfreejourney #debtfree #budget #couponcommunity #couponing #budgeting #freebie  #sale #financialfreedom #personalfinance  #greatdeals #savemoney #money #thrifty #savvysavings #sidehustle

My chocolate bars from @seedandbeanchocolates have arrived 😋 × × × × × × #free #freebie #freebieFriday #frugalliving #debtfreecommunity #savingmoney #debtfreejourney #debtfree #budget #couponcommunity #couponing #budgeting #freebie   #sale #financialfreedom #personalfinance   #greatdeals #savemoney #money #thrifty #savvysavings #sidehustle - 14 minutes ago

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Tu piel envejece debemos cuidarla lo rayos UVA y UVB son los mayores causantes del daño en la epidermis. A esto se le suma el deterioro característico del paso de los años. Es importante cuidar la piel y humectarla porque al hacerlo se contribuye a fortalecer la condición natural de la piel que es lo que da confort.

#monatmundolatino 
#revolucionhispana 
#monatglobal
#debtfree
#veganproduct
#cuidatupiel

Tu piel envejece debemos cuidarla lo rayos UVA y UVB son los mayores causantes del daño en la epidermis. A esto se le suma el deterioro característico del paso de los años. Es importante cuidar la piel y humectarla porque al hacerlo se contribuye a fortalecer la condición natural de la piel que es lo que da confort. #monatmundolatino #revolucionhispana #monatglobal #debtfree #veganproduct #cuidatupiel - 14 minutes ago

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While we are in #Quarentine THIS is the time to get your credit In order. Join me tonight for a free #CreditRestoration #Webinar 
COMMENT INFO OR DM ME  #Credit #CreditWorthy #RestoreYourCredit  #DebtFree #HighCreditScore #CoronaVirus #SocialDistancing

While we are in #Quarentine THIS is the time to get your credit In order. Join me tonight for a free #CreditRestoration #Webinar COMMENT INFO OR DM ME #Credit #CreditWorthy #RestoreYourCredit #DebtFree #HighCreditScore #CoronaVirus #SocialDistancing - 15 minutes ago

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Don’t let your possessions possess you!

#TherichAfrican #PersonalFinance #DebtFree #BakeYourDough #DebtfreeCommunity #Buildwealth #Afronation #AfricanGiant #TherichAfrican #RichAfrican #FinancialFreedom #DaveRamsey #MoneyMatters #DebtfreeJourney #moneymanagement #money #financialliteracy #BuildWealth #Goals #PayYourselfFirst #Invest #BabySteps #FinancialPeace #GeorgeClason #TheRichestManInBabylon #PayYourself #Budget #YNABcommunity

Don’t let your possessions possess you! #TherichAfrican #PersonalFinance #DebtFree #BakeYourDough #DebtfreeCommunity #Buildwealth #Afronation #AfricanGiant #TherichAfrican #RichAfrican #FinancialFreedom #DaveRamsey #MoneyMatters #DebtfreeJourney #moneymanagement #money #financialliteracy #BuildWealth #Goals #PayYourselfFirst #Invest #BabySteps #FinancialPeace #GeorgeClason #TheRichestManInBabylon #PayYourself #Budget #YNABcommunity - 15 minutes ago

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